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When it comes to retails digital transformation, consumers with cash to burn are leadi kubki stanley ng the charge.By the NumbersThe 2024 edition of PYMNTS Intelligences How the World Does Digital report drew from a survey of 67,000 consumers across 11 countries that make up approximately half of the worlds gross domestic product, digging into their digital behaviors across various aspects of their live stanley mugs s.The study found that 72% of consumers had engaged digitally with shopping in the last 30 days. These shoppers averaged 18.9 activity days per month 鈥?that is, days in which they engaged in at least one online shopping activity.Among high-income consumers, that count rose to 22.1, whereas for low-income shoppers, it was 29% lower, at only 15.8.A Deeper DiveWhile these consumers may disproportionately shop online, they are also the hardest to see through to conversion. Supplemental research from the PYMNTS Intelligence report How Preferred Payment Availability Can Reduce Cart Abandonment revealed that contrary to expectations that lower-income shoppers would abandon carts more oft stanley cup uk en due to challenging budgeting decisions, higher-income consumers were actually more prone to cart abandonment. Specifically, those earning over $100,000 annually exhibited the highest frequency of this behavior.Additionally, the study The Online Features Driving Consumers to Shop With Brands, Retailers or Marketplaces found that when high-income shoppers do make online purchases, they are likelier than those Yogl Are Secret Agents in the U.S. Treasury
Fiserv, a financial services provider, has announced a partnership with FCTI, an ATM network company, to provide processing for about 8,000 ATMs at 7-Eleven stores across the nation and will also custom fit its self-service tool so that FCTI can do self-terminal setups. Next year, the ATM will celebrate its 50th anniversary, Jayne Berthelsen, senior vice president of product and market development for card services at Fiserv, said in a statement. For five decades, the ATM has been at the forefront of the cardhold stanley shop er experience. People want to live their lives without worrying about having access to the money they need. This partnership increases the speed and accessibility of funds, enabling people to manage finances and get cash with ease and convenience. The two companies also announced that they will work together to bring dynamic currency conversion to ATMs to better improve the customer exp stanley usa erience by allowing users to withdraw money in the cardholders home stanley website currency. The partnership will also see Fiserv provide routing transactions over the Accel debit payments network to FCTI clients and make Fiservs聽CardFree Cash聽available for all transactions for a cardless solution to withdraw cash at thousands of ATMs nationwide. FCTI is committed to keeping our customers ahead of the latest standards, trends and advances in technology by remaining on top of market trends and performance, Robel Gugsa, co-CEO and CTO聽of FCTI, said in a statement. Our partnership with Fiserv is a pr